Smart Finance, Simplified

Track budgets, analyze spending, grow investments, and split expenses—all in one beautiful app.

All-in-One Financial Platform

Everything you need to take control of your finances in one beautiful app.

Smart Budget Tracking
Set, track, and achieve your financial goals with intelligent budget categories.
Spending Analytics
Visualize your spending patterns and identify opportunities to save.
Investment Portfolio
Track and grow your investments with real-time data and insights.
Expense Splitting
Easily split bills with friends and track who owes what.
Rewards & Challenges
Complete financial challenges and earn rewards for healthy money habits.
Secure Transactions
Bank-level security keeps your financial data safe and protected.
Now Powered by DePay

Decentralized Payments, Simplified

SpendLess now integrates with DePay, the leading decentralized payment gateway, enabling seamless peer-to-peer and merchant transactions with enhanced security and lower fees.

Peer-to-Peer Payments
Send and receive payments directly without intermediaries. Split bills, pay friends, or settle debts instantly.
Merchant Transactions
Pay merchants and service providers with crypto or traditional currencies through DePay's unified gateway.
Enhanced Security
Benefit from blockchain-level security with decentralized infrastructure that protects your transactions.

Experience the future of payments with lower fees, faster transactions, and complete control over your money.

See SpendLess in Action

Explore our powerful features and see how they can transform your financial life.

Smart Budget Tracking

  • Create custom budget categories that fit your lifestyle
  • Set monthly, weekly, or custom period budgets
  • Get real-time alerts when approaching budget limits
  • Visualize spending vs. budget with beautiful charts
  • Receive AI-powered suggestions to optimize your budget

Split Expenses Effortlessly

No more awkward money conversations or complicated calculations. Split bills with friends, roommates, or family with just a few taps.

  • Create groups for different occasions or relationships
  • Split bills equally or with custom amounts
  • Track who paid what and who owes whom
  • Settle debts with integrated payment options
  • View expense history and generate reports

Ready to Transform Your Finances?

Join thousands of users who have taken control of their financial future with SpendLess.